Class 36 is one of the 11 service classes in the Nice Classification, which India follows under the Trade Marks Act. It covers financial, monetary and banking services; insurance services; real estate services. Money, risk and property services, including fintech and property development.
Government fee ₹4,500 per class (₹9,000 for non-MSME companies); our professional fee ₹10,000, search to certificate. Fees page.
What Class 36 covers
Official heading: Financial, monetary and banking services; insurance services; real estate services.
Typical services filed in Class 36 in India:
- Banking and NBFC lending
- Payment apps, wallets and UPI services
- Insurance and insurance broking
- Mutual funds, stockbroking and investment advisory
- Real-estate development and sale of property
- Property brokerage and rental services
- Crowdfunding and peer-to-peer lending
- Credit cards and buy-now-pay-later
- Cryptocurrency exchange services
- Loan against gold and pawnbroking
- Housing finance
- Charitable fund-raising
Who files in Class 36
- Banks, NBFCs and fintech start-ups
- Insurance companies and aggregators
- Real-estate developers and brokers
- Stockbrokers and wealth managers
- Payment and wallet companies
Classes often filed alongside Class 36
A trademark protects the mark only for the services it is registered for. These are the classes that Class 36 applicants most often need as well, and why:
- Class 9, Electronics and software: the banking or payments app itself.
- Class 42, Software, IT and design services: fintech software platforms.
- Class 35, Advertising, business and retail: business consultancy and marketplace services.
- Class 37, Construction, installation and repair: construction of the property being developed.
What to watch in Class 36
Filing in Class 36
Describe the specific services you deal in rather than the whole class; the class cannot be changed after filing. We search Class 36 and its companions free of charge before you file. See the process, objection and status guides for what follows.
← Class 35 · All 45 classes · Class 37 →
Frequently asked questions
What is Class 36 in trademark registration?
Class 36 is the Nice Classification class for financial, monetary and banking services; insurance services; real estate services. In India a trademark is registered class by class, so a Class 36 registration protects the mark for those services only.
What is the difference between Class 36 and Class 42?
Class 36 covers finance, insurance and real estate; Class 42 covers software, IT and design services. Class 42 is the one for fintech software platforms.
Should I file in Class 36 and Class 9 together?
Often, yes. Class 9 is the one for the banking or payments app itself. A mark registered in one class does not stop a competitor using it in another, and we advise on the class set before filing so you pay only for the classes you need.
Are banking and nbfc lending in Class 36?
Yes. Banking and NBFC lending are among the typical services filed in Class 36, along with payment apps, wallets and upi services and insurance and insurance broking.
Which businesses usually register in Class 36?
Typically banks, NBFCs and fintech start-ups, insurance companies and aggregators, real-estate developers and brokers, stockbrokers and wealth managers and payment and wallet companies. Each files for the specific services it deals in, often alongside Class 9.
Information only. This guide explains a legal process in general terms; it is not legal advice and not a solicitation. Wording of statuses is as shown on IP India's public portal at the date above and may change.